When planning a trip, one important aspect that should not be overlooked is travel insurance. It acts as a safety net, protecting you against unforeseen circumstances that may disrupt your travel plans. While airlines often offer their own travel insurance options, a wise decision would be to purchase it from a trusted insurance agent such as Insurance Services of America. In this blog post, we’ll compare travel insurance purchased from the airline with that purchased from an insurance agent, highlighting the reasons why the latter is a superior choice.
1. Comprehensive Coverage Options: One of the significant advantages of purchasing travel insurance from Insurance Services of America is the availability of comprehensive coverage options. Our travel insurance specialists work with multiple insurance providers, giving you access to a range of policies that can be tailored to your specific needs. Whether you require medical coverage, trip cancellation/interruption protection, or baggage insurance, an insurance agent can assist in selecting the most suitable policy that covers all your requirements. In contrast, airline-provided travel insurance often offers limited coverage and may not cater to all your individual needs.
2. Unbiased Advice: When purchasing travel insurance directly from an airline, it’s essential to remember that their primary objective is to sell their own products. Consequently, they may prioritize their own interests over what’s best for you. Conversely, our travel insurance specialists have a fiduciary duty to act in your best interest. They provide unbiased advice, carefully considering your unique circumstances and travel plans, and recommend the most appropriate insurance options available in the market. This ensures you get the coverage you need without being swayed by self-serving airline policies.
3. Personalized Customer Service: Insurance Services of America excels in delivering personalized customer service, focusing on building long-term relationships with our clients. We take the time to understand your concerns and answer any questions you may have, guiding you through the process of selecting the right travel insurance policy. With expertise and industry knowledge, our travel insurance specialists can explain complex policy details in a clear and understandable manner. On the other hand, airlines may not offer the same level of personalized service, leaving you with limited guidance and support.
4. Flexibility and Customization: Travel plans can vary significantly from person to person. Insurance Services of America understands this and provide the flexibility to customize your coverage accordingly. Whether you have unique destination requirements, a pre-existing medical condition, or specific travel activities in mind, our travel insurance specialists can find policies that accommodate your needs. On the contrary, airline travel agents tends to have standardized policies that may not offer the necessary flexibility or customization options.
5. Claims Assistance: In the unfortunate event that you need to make a claim, Insurance Services of America acts as your advocates throughout the process. We have experience dealing with insurance claims and can guide you on the required documentation and procedures. Additionally, we can help resolve any disputes or issues that may arise during the claim settlement. This personalized support is often lacking when dealing directly with the airline, making the claims process more complicated and time-consuming.
Conclusion: While airlines may offer travel insurance as an add-on during the booking process, Insurance Services of America provides comprehensive coverage options, unbiased advice, personalized customer service, flexibility, and customization, as well as valuable claims assistance. By choosing Insurance Services of America, you can ensure you have the right coverage tailored to your specific needs, allowing you to travel with peace of mind.
Remember, travel insurance is an essential investment in safeguarding your travel plans, so it’s crucial to make an informed decision. Call us at (800) 647-4589 or email us at help@InsuranceForTrips.com to find the best travel insurance policy that suits your needs, ensuring a worry-free travel experience.
Posted on October 20, 2021 in Mission Trip Update, TravelAs a tour guide working in Morocco, our client experienced many amazing sights as she educated visitors about the local culture. But it was her own vacation to Laos that gave her a truly unbelievable–and harrowing–experience. Read her stranger-than-fiction story below.
(more…) Posted on March 17, 2017 in insurance advice, TravelSince 1996, one of the companies Insurance Services of America (ISA) proudly represents is Seven Corners (originally called Specialty Risk International). The following is an article that they have written, regarding Schengen Visas. We have many clients that require travel insurance in order to obtain the Visa. Find out more, here! (more…)
Posted on December 5, 2016 in insurance advice, TravelMost of us have at least a few travel aficionados on our holiday gift list. Finding unique, thoughtful, travel-related gifts can be difficult, but we’ve compiled some suggestions for you!
Posted on December 5, 2016 in insurance advice, TravelWhether you’ve vowed to make 2017 the year you finally get active, or if you’ve been a lifelong sports enthusiast, we are happy to announce a new travel medical plan specifically designed for sports-related travel—even extreme sports are included in the coverage options. So go ahead, schedule your trip to Everest, then call Insurance Services of America for a free quote for the Dogtag® plan.
The Dogtag plan, named for the personalized stainless steel dog tag necklace you’ll receive when you enroll, offers four levels of coverage:
Posted on October 24, 2016 in Travel, UncategorizedIt’s hard to know you’re making the best choice sometimes. Thankfully, unlike too many past elections, we at Insurance Services of America offer you great candidates to choose from—
When it comes to group travel medical insurance, we’ve nominated only the most qualified, vetted and intelligent of options. No scandals. No flip-flopping. Just honest insurance coverage backed by the world’s oldest and largest health insurance market, Lloyd’s of London, and highly rated by AM Best and Standard and Poor’s. So who are these stellar candidates? Meet them and cast your vote for the one you like best!
Posted on April 16, 2013 in TravelIn the wake of the bombings at the Boston Marathon Monday, traveling in and out of the city has become a bit more arduous because of the heightened level of security.
Here are a few updates on how services in Boston are being affected:
– A Massport representative told Boston.com Tuesday that Logan Airport is “open for business as usual.” Security remains heightened.
– Boston Logan Airport tweeted Tuesday that “operations continued unabated” while security inspected US Airways Flight 1716 from Philadelphia. The Associated Press reported that the flight was held after landing so authorities could check out baggage.
Read the entire article here!
Posted on March 26, 2013 in Travel10 Ways to Get Kicked Off a Flight
We’re all aware of the very reasonable Federal Aviation Administration no-nos that prohibit weapons, smoking and “interference” with airline personnel. But the airlines have their own rules, too. Some are less than obvious or a bit vague, and all are open to interpretation by and enforceable at the discretion of the crew. Let’s count the many things that might get you banned from boarding or booted from a flight before takeoff…
Read the whole article about getting banned!
Posted on February 18, 2013 in TravelWith U.S. Airways and American Airlines Merging, it’s hard to tell if consumers will benefit or be taken advantage of when it comes to ticket prices. Let us know what you think will happen!
Posted on February 11, 2013 in TravelWhether you’re drawn to Haiti for its tropical beaches or are planning a trip as a relief worker, it’s important to be aware of safety concerns. Damage from a devastating January 2010 earthquake hasn’t been completely repaired, making travel difficult in some areas of the country. Educate yourself about the potential for violence and disease before you travel to Haiti to help reduce your risks.
