Short-Term Missionary Insurance:
for Trips Under 12 Months
Missionaries serving God overseas encounter unique risks as well as common ailments and accidents which become serious if medical facilities are out of reach or simply not available.
That’s why our experienced Client Advisors have chosen the short-term international travel medical insurance plans you’ll find here. These plans provide short-term missionaries with major medical benefits, emergency medical evacuation and repatriation coverage as well as at-home benefits. The plans here are recommended for trips 12 months long or less. For trips longer than 12 months, see our Long Term Insurance plans.
All you need to do is review the insurance benefits and brochure to decide if a plan suits your needs. Then get a quote and apply. When you make your purchase, the insurance carrier will email you an ID card and confirmation notice. In most cases, you can have coverage for your short-term overseas mission trip or furlough in less than 15 minutes.
Let’s get started. Choose insurance for your short-term trip from the options below:
Atlas International Travel Medical
Budget-friendly medical insurance for US and non-US citizens for coverage outside of their Home Country. COVID-19/SARS-CoV-2 ARE Covered! You have the freedom to choose any doctor, coverage from 5 to 364 days, and no medical questions to answer. Instant international health insurance for travel outside of the US. Print your ID cards and proof of insurance from your printer. This plan satisfies all visa requirements.
Atlas International Travel Medical Overview
Eligibility*
US and non-US citizens who are at least 14 days of age are eligible for coverage outside of their Home Country, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $150,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum. COVID-19/SARS-CoV-2 ARE Covered!
Highlights and Benefits*
-
- Guaranteed issue!—no health questions!
- Covers COVID-19/SARS-Cov-2
- Coverage from 5 to 364 days.
- No Age Limits
- Competitive Rates
- Choice of 6 Medical Maximums up to $2,000,000
- In & Out of Hospital Benefits
- Choice of 7 Deductibles (NO deductible option)
- 100% Coverage after your deductible up to the policy maximum
- NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
- Emergency Medical Evacuation
- Repatriation of Mortal Remains
- Accidental Death ($25,000)
- Purchase on-line application & print ID card
- Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P
State and Country Restrictions*
Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.
Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.
Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.
Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.
Plan Underwriter*
Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P
Pre-Existing Conditions*
This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.
Please review the Description of Coverage Here for more information and details.
*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.
The Beacon Travel Medical Plan
The Beacon offers the most comprehensive schedule of benefits available in today's travel medical insurance market and all at an affordable price. The Beacon policy maximums are the highest offered among all of our various travel medical products. Don’t leave home without it!
The Beacon Travel Medical Plan Overview
Eligibility*
Anyone more than 14 days old who travels outside of their home country should be protected with the Beacon Series. If you are a US citizen, your home country is always the US. If you are a non-US citizen, your home country is the location of your principal residence and where you receive mail at the time of your
application for insurance.
Highlights and Benefits for Beacon Travel Medical Plan
- Up to $2,000,000 policy maximum (for travel outside of the US)
- Up to $1,100,000 policy maximum (for travel inside of the US)
- $0 deductible option
- In and out of hospital benefits
- Emergency Medical Evacuation
- Accidental Death and Dismemberment
- Accidental Dental coverage
- Trip Interruption
- Third Party Liability
- Trip Delay/Missed Connection
- Optional Extreme Sports Rider
- Terrorism coverage
- This plan can be renewed up to 730 days
- Plus more!
State and Country Restrictions*
The Beacon is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.
Plan Underwriter*
The Beacon is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.
*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.
Cavalry Travel Insurance
Our “Cavalry” has the best evacuation protection along with top of the line emergency medical coverage. Unlike most of our competition, the “Cavalry” can evacuate you ALL THE WAY HOME plus provides more than 2 dozen other travel insurance benefits. The administrator Redpoint Resolutions covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.
Cavalry Travel Insurance Overview
Eligibility*
US Citizens or legal residents traveling inside or outside the US wanting high end benefits in travel insurance.
Eligible for ages 0-90 years old.
Highlights and Benefits*
- Evacuation and rescue services from your point of emergency all the way home
- $100,000 Emergency Medical Sickness and Accident Coverage
- 24/7 contact with medical and security professionals
- Trip cancellation up to 100% of Trip Cost
- Optional Cancel for Any Reason addition
- Pre-Existing Conditions Covered (if insurance is purchased within 14 days of the initial trip deposit)
- Trip interruption up to 150% of Trip Cost Limit
- No Deductible! Guaranteed Issue!
- Missed connection
- Changed Fee Reimbursement
- Accidental Death and Air Flight Accidental Death Coverage
- Lost baggage and baggage delay
- Mortal Remains Transportation
- 24/7 Travel Assistance Included
- Plus more!
State and Country Restrictions*
Cavalry Travel Insurance is available in all states, except NY, AK, MD, and SD. Also, the Cavalry Travel Insurance cannot insure destinations of Cuba, Iran, North Korea, South Sudan, Sudan, Syrian Arab Republic, and Venezuela. Countries whose citizens are restricted from buying the Cavalry Travel Insurance plan: Canada and Australia.
Plan Underwriter*
Cavalry Travel Insurance is underwritten by State National Insurance Company, Inc. It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued clients from all seven continents.
*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.
BlueCross BlueShield Global Single-Trip
Taking one trip abroad? This plan provides coverage for unexpected medical needs during your journey. For an international trip of up to 182 days. Ideal for international leisure, missionary or business travel. Health plans with up to $1,000,000 in coverage with $0 deductibles available.
BlueCross BlueShield Global Single-Trip Overview
Eligibility*
This plan is available to U.S. residents, 95 or younger, who live in approved states. Children under age 6 must be enrolled with a parent. The initial purchase must be made in your home country prior to departing on your trip. Must be enrolled in a primary plan to be eligible for a pre-existing condition eligible plan (Single Trip Platinum). The Primary Plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.
Highlights and Benefits*
- Up to $1,000,000 medical/$500,000 evacuation
- Up to 182 days of coverage. One policy extension is available
- A choice of medical limits and deductibles
- Pre-existing conditions coverage is available (with Single Trip Platinum)*
- Two levels of coverage are available: Gold and Platinum*
- Group plans are available with a 10% discount for groups of five or more.
- Available up to age 95*.
State and Country Restrictions*
BlueCross BlueShield Global Single-Trip is available most states. Get a quote to see if your state is eligible.
Plan Underwriter*
Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.
*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.
Group Outreach Travel Medical Insurance
Most travelers assume they will be covered by their standard medical plan. The truth is, while traditional plans may offer adequate domestic coverage, they are not designed for international travel. Without even realizing it, you may be putting your health - and that of your group - at risk.
Group Outreach Travel Medical Insurance Overview
Outreach Group Travel Medical Insurance is designed to meet the needs of international travelers looking for temporary medical insurance coverage while traveling outside of their home country. In addition to medical benefits, the plan includes coverage for emergency medical and political evacuation, repatriation, and a choice of deductibles and plan maximums.
Highlights and Benefits
- Three maximum limits; $50,000, $100,000, and $250,000
- Three individual deductible choices; $0, $100, and $250
- Medical Expenses — up to the maximum limit
- Out-patient Medical Expenses — up to the maximum limit
- Prescription Drugs — up to the maximum limit
- Emergency Medical Evacuation — up to $500,000 lifetime maximum (independent of the Maximum Limit)
- Emergency Reunion — up to $50,000
- Return of Mortal Remains — up to $50,000
- Return of Minor Children — up to $50,000
- Sudden and Unexpected Recurrence of a Pre-existing Condition – Medical
- Sudden and Unexpected Recurrence of a Pre-existing Condition – Emergency Medical Evacuation (for US citizens only)
- Common Carrier Accidental Death
- Accidental Death & Dismemberment
- Plus Optional Riders!
For a full description of the plan, please see our brochure.
Harbor Travel
Specifically designed for the budget minded traveler. Feel confident that while traveling, the claims administrator Redpoint Resolutions covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.
Harbor Travel Overview
Eligibility*
US Citizens and legal residents are eligible to purchase the Harbor Travel trip cancellation, medical, and emergency medical evacuation for travel inside and outside of the US.
Eligible for ages 0-90 years old.
Highlights and Benefits*
- Trip cancellation up to 100% of Trip Cost
- Optional Cancel for Any Reason addition
- Pre-Existing Conditions Waiver
- No Deductible!
- Guaranteed Issue!
- Trip interruption up to 150% of Trip Cost Limit
- Trip delay
- Missed connection
- Changed Fee Reimbursement
- Accidental Death and Air Flight Accidental Death Coverage
- Lost baggage and baggage delay
- Emergency medical expense up to $100,000
- Emergency medical evacuation up to $250,000
- Mortal Remains Transportation up to $15,000
- 24/7 Travel Assistance Included
- Plus more!
State and Country Restrictions*
Harbor Travel Insurance is available in all states, except NY, AK, MD, and SD. Also, the Harbor Travel Insurance cannot insure destinations of Cuba, Iran, North Korea, South Sudan, Sudan, Syrian Arab Republic, and Venezuela. Countries whose citizens are restricted from buying the Harbor Travel Insurance plan: Canada and Australia.
Plan Underwriter*
Harbor Travel is underwritten by State National Insurance Company, Inc., It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued client from all seven continents.
*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.
High Limit Accidental Death Insurance
Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!
High Limit Accidental Death Insurance Overview
Why do I need Accidental Death & Dismemberment Protection?*
Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!
Anyone ages 18-74 who needs accident protection, including…*
- Missionaries living overseas.
- Personal or Business Travel – Domestic or International.
- War Zone coverage – Most life insurance companies will not cover individuals that travel to War Zones or who have recently traveled to War Zone, with the High Limit Accident policy we have no problem providing coverage to them in these high risk areas.
- Contractors in War Zone who need to provide coverage to their employees.
- Security Guards in War Zones who need personal coverage.
- Hazardous occupations such as Logging, Roughneck, Fisherman, Pilots and many more.
- Key Person coverage.
- High Limits – $50,000,000 or more.
- Personal or Business Travel – Domestic or International.
- Estate Planning Purposes.
- Can be tailored to include: war & terrorism, aviation, common carrier, motor racing, mountain climbing, and more!
State and Country Restrictions*
High Limit Accidental Death Insurance is available in all states except: Colorado, Connecticut, Montana and Rhode Island. Excluded states and countries are subject to change; please contact us at (800) 647-4589 for an up-to-date list.
Plan Underwriter*
High Limit Accidental Death Insurance is underwritten by certain underwriters at Lloyd’s of London, the world’s oldest and largest insurance market.
*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589
International Assurance Travel Medical Plan
International Assurance – Our most “unique” travel medical plan for groups of 2 or more who are traveling outside or to the USA. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) guaranteed instant issue. 4) coverage can be extended up to 728 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest insurer.
International Assurance Travel Medical Plan Overview
International Assurance – Our most “unique” travel medical plan for groups of 2 or more who are traveling outside or to the USA. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) guaranteed instant issue. 4) coverage can be extended up to 728 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest insurer.
International Major Medical
Great option for Foreign National “residents” in the US or Foreign Nationals traveling anywhere outside their home country including the US. For ages 0 – 84. Medical Maximum up to $1,000,000.00. Can be issued from 1 day up to 6 months with rewrites.
International Major Medical Overview
Eligibility*
Great option for Foreign National “residents” in the US or Foreign Nationals traveling anywhere outside their home country including the US. For ages 0 – 84. Medical Maximum up to $1,000,000.00. Can be issued from 1 day up to 6 months with rewrites.
Highlights and Benefits*
- Guaranteed issue!—no health questions!
- Up to $1,000,000 policy maximum (benefit reduced after age 69)
- Immediate policy issue
- Covid medical rider available
- Emergency medical evacuation, terrorism, AD&D and repatriation coverage automatically included
- After the deductible, 100% UCR (NO co-insurance)
- Zero deductible option
- Great optional Hazardous Sports Rider
- Plus more!
State and Country Restrictions*
International Major Medical is available in all states and countries, EXCEPT AK, CO, CT, DE, IA, KY, MD, ME, MO, MS, MT, NC, NE, NJ, NM, NY, RI, SC, AD, & TN. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.
*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.
TME Travel Insurance Plan
TME Comprehensive Trip Protection plans are available to U.S. residents traveling both domestically and internationally, providing coverage for single trips up to a maximum of 30 days under the Choice plan, 60 days under the Preferred plan, or 120 days under the Elite plan.
TME Travel Insurance Plan Overview
Click Here for a Highlight Flyer
Eligibility*
TME Comprehensive Trip Protection plans are available to U.S. residents traveling both domestically and internationally, providing coverage for single trips up to a maximum of 30 days under the Choice plan, 60 days under the Preferred plan, or 120 days under the Elite plan. There is no upper age limit, as policies can be issued to travelers up to age 100. The plans offer primary and comprehensive coverage options that are an ideal fit for any individual or group traveler looking to protect their non-refundable trip costs against unforeseen cancellations or emergency medical events.
Highlights and Benefits*
- Choose from three tailored levels of comprehensive protection depending on your trip length and budget:
- Choice Plan: Budget-friendly primary coverage and standard policy limits for trips of 30 days or less
- Preferred Plan: A great balance of affordable pricing and robust coverage for trips up to 60 days
- Elite Plan: Superior coverage limits and maximum optional upgrades for extensive trips up to 120 days
- Trip Cancellation & Interruption: Protects trip costs up to $10,000 (Choice), $50,000 (Preferred), or $100,000 (Elite) per traveler.
- Pre-Existing Medical Condition Exclusion Waiver: Available on the Preferred and Elite plans if the policy is purchased within 14 days of your initial trip deposit date.
- Cancel for Any Reason (CFAR): Optional upgrade available on Preferred and Elite plans providing 75% reimbursement of trip costs (not available in NY & WA).
- Interruption for Any Reason (IFAR): Optional upgrade exclusive to the Elite plan providing 75% reimbursement of trip costs (not available in NY & WA).
- Emergency Accident & Sickness Medical: Covers emergency medical expenses up to $25,000 (Choice), $50,000 (Preferred), or $100,000 (Elite).
- Note: The Elite Plan specifically features Hospital of Choice coverage for emergency medical evacuation.
- Emergency Evacuation Limits: Generous coverage up to $100,000 (Choice), $250,000 (Preferred), or $500,000 (Elite).
- Baggage, Delay & Extras: Includes coverage for travel delays, missed connections, lost baggage, and plan-specific perks like Lost Golf Rounds, Lost Skier Days, or Optional Rental Car Damage (Elite only).
- Ten-Day Free Look: If you change your mind within 10 days of purchase, TME will refund your premium as long as you haven’t departed or filed a claim.
- Fully Insured by A+ (Superior) rated by AM Best (not a club or travel service company)
State and Country Restrictions*
TME Travel Med Evac is available in all states and countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.
*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.
Ripcord Rescue Travel
This statement says it all, "We thought we were going to die...$372.00 was the best investment I ever made." - Ripcord Client, Jerry R. - Evacuated from Mount Everest. Our Ripcord Travel Protection program is tailored for the adventurer whether the adventure takes you inside or outside the USA. Feel confident that while traveling, the claims administrator, Redpoint Resolutions, covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.
Ripcord Rescue Travel Overview
Eligibility*
US Citizens and legal residents are eligible to purchase the Ripcord Rescue Travel trip cancellation, medical, emergency medical evacuation, security evacuation and rescue for travel inside and outside of the US.
Eligible for ages 0-90 years old.
Highlights and Benefits*
- Insurance coverage tailored for adventurers
- Evacuation and rescue services from your point of emergency all the way home
- Completely integrated program with a single contact for emergency services to travel assistance and insurance claims
- 24/7 contact with medical and security professionals
- Trip cancellation up to 100% of Trip Cost
- Optional Cancel for Any Reason addition
- Pre-Existing Conditions Waiver
- Trip interruption up to 150% of Trip Cost Limit
- No Deductible! Guaranteed Issue!
- Trip delay
- Missed connection
- Changed Fee Reimbursement
- Accidental Death and Air Flight Accidental Death Coverage
- Lost baggage and baggage delay
- Emergency medical expense up to $100,000
- Emergency medical evacuation and Rescue up to $750,000
- Mortal Remains Transportation up to $15,000
- Travel Assistance
- 24/7 Travel Assistance Included
- Plus more!
State and Country Restrictions*
Ripcord Rescue Travel Insurance is available in all states, except NY, AK, MD, and SD. Also, the Ripcord Rescue Travel Insurance cannot insure destinations of Cuba, Iran, North Korea, South Sudan, Sudan, Syrian Arab Republic, and Venezuela. Countries whose citizens are restricted from buying the Ripcord Rescue Travel Insurance plan: Canada and Australia.
Plan Underwriter*
Ripcord Rescue Travel is underwritten by State National Insurance Company, Inc. It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued clients from all seven continents.
*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.
USAway Travel Major Medical
Great for US citizens traveling outside the USA including all “US territories” or “dangerous” countries of conflict that other travel medical plans exclude. For ages 0 – 80. Medical Maximum up to $5,000,000.00. Can be issued from 1 day up to 6 months with rewrites.
USAway Travel Major Medical Overview
Eligibility*
Great for US citizens traveling outside the USA including all “US territories” or “dangerous” countries of conflict that other travel medical plans exclude. For ages 0 – 80. Medical Maximum up to $5,000,000.00. Can be issued from 1 day up to 6 months with rewrites.
Highlights and Benefits*
- Guaranteed issue!—no health questions!
- Up to $5,000,000 policy maximum (benefit reduced after age 69)
- Immediate policy issue
- Covid medical rider available
- Emergency medical evacuation, terrorism, AD&D and repatriation coverage automatically included
- After the deductible, 100% UCR (NO co-insurance)
- Zero deductible option
- Great optional Hazardous Sports Rider
- Plus more!
State and Country Restrictions*
USAway Travel Major Medical is available in all states and countries EXCEPT AK, CO, CT, DE, IA, KY, MD, ME, MO, MS, MT, NC, NE, NJ, NM, NY, RI, SC, AD, & TN. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.
*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.
If you can’t find what you’re looking for or have questions, please call (800) 647-4589 or 01 (480) 821-9052; or ask a Client Advisor and we’ll be in touch soon. If you’re buying insurance for a group of 5 people or more, please see our Group Missionary Insurance plans.
