TME Travel Insurance Plan Overview

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Eligibility*

TME Comprehensive Trip Protection plans are available to U.S. residents traveling both domestically and internationally, providing coverage for single trips up to a maximum of 30 days under the Choice plan, 60 days under the Preferred plan, or 120 days under the Elite plan. There is no upper age limit, as policies can be issued to travelers up to age 100. The plans offer primary and comprehensive coverage options that are an ideal fit for any individual or group traveler looking to protect their non-refundable trip costs against unforeseen cancellations or emergency medical events.

Highlights and Benefits*

• Choose from three tailored levels of comprehensive protection depending on your trip length and budget:
  • Choice Plan: Budget-friendly primary coverage and standard policy limits for trips of 30 days or less
  • Preferred Plan: A great balance of affordable pricing and robust coverage for trips up to 60 days
  • Elite Plan: Superior coverage limits and maximum optional upgrades for extensive trips up to 120 days
• Trip Cancellation & Interruption: Protects trip costs up to $10,000 (Choice), $50,000 (Preferred), or $100,000 (Elite) per traveler.
• Pre-Existing Medical Condition Exclusion Waiver: Available on the Preferred and Elite plans if the policy is purchased within 14 days of your initial trip deposit date.
• Cancel for Any Reason (CFAR): Optional upgrade available on Preferred and Elite plans providing 75% reimbursement of trip costs (not available in NY & WA).
• Interruption for Any Reason (IFAR): Optional upgrade exclusive to the Elite plan providing 75% reimbursement of trip costs (not available in NY & WA).
• Emergency Accident & Sickness Medical: Covers emergency medical expenses up to $25,000 (Choice), $50,000 (Preferred), or $100,000 (Elite).
  • Note: The Elite Plan specifically features Hospital of Choice coverage for emergency medical evacuation.
• Emergency Evacuation Limits: Generous coverage up to $100,000 (Choice), $250,000 (Preferred), or $500,000 (Elite).
• Baggage, Delay & Extras: Includes coverage for travel delays, missed connections, lost baggage, and plan-specific perks like Lost Golf Rounds, Lost Skier Days, or Optional Rental Car Damage (Elite only).
• Ten-Day Free Look: If you change your mind within 10 days of purchase, TME will refund your premium as long as you haven’t departed or filed a claim.
• Fully Insured by A+ (Superior) rated by AM Best (not a club or travel service company)

State and Country Restrictions*

TME Travel Med Evac is available in all states and countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list. *Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

BlueCross BlueShield Platinum Single-Trip Overview

Travel Medical Plan Designed for the Unexpected

At last, a travel medical plan that offers features rarely found in international travel insurance:

✅ Coverage Options for Eligible Pre-Existing Conditions*
Many travel medical plans exclude pre-existing conditions. Platinum provides coverage options that include eligible pre-existing conditions.*

✅ Direct Billing with Overseas Providers
When available, international medical providers can bill the plan directly, helping reduce out-of-pocket expenses and reimbursement delays.

✅ No Pre-Certification Penalties
Receive the care you need without penalties for failure to complete pre-certification requirements.

Simply put, Blue Cross Blue Shield Platinum is one of the most unique travel medical plans MissionaryHealth.net has ever offered.

Ideal For:

• Missionaries and humanitarian workers
• International travelers and volunteers
• Business travelers
• Retirees and extended-stay travelers
• Anyone seeking higher-limit international medical protection

Plan Highlights & Benefits*

• Up to $1,000,000 Medical Coverage
• Up to $500,000 Emergency Medical Evacuation Coverage
• Coverage available for up to 180 days
• One policy extension may be available
• Choice of medical limits and deductibles
• Two plan options available: Essential and Choice
• Available for travelers up to age 95
• Group plans available with a 10% discount for groups of 5 or more

Eligibility*

Available to U.S. residents age 95 or younger who live in approved states.

This is a nonrenewable plan. Additional periods of insurance may be purchased; however, new eligibility requirements, deductibles, and pre-existing condition provisions will apply.

Plan Underwriter

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Please review the plan brochure for complete details, including benefits, exclusions, limitations, and eligibility requirements. Coverage for pre-existing conditions is subject to plan terms and conditions.

Questions? Call MissionaryHealth.net:
(800) 647-4589 | +1 (480) 821-9052