Cigna Close Care Plan
Eligibility*
If you are planning on relocating to a new country and only need your health care covered in that country, as well as temporary trips home to visit family and friends – this is the plan for you.
Perhaps you are a student embarking on a new adventure away from home, or looking to enjoy your retirement in a new country, or; you are embarking on an expatriate work assignment. Rest assured, Cigna will cover you comprehensively when you need us most. What’s more, you have the added comfort of our Out of Area Emergency care benefit which covers you for any
unexpected medical needs when you are on a short trip outside your area of coverage.
Why Choose the Cigna Close Care Plan:
- You are looking for health insurance, but do not need worldwide coverage
- You only require coverage in your country of residence and when you return home for visits
- The quality of your local country’s healthcare system does not meet your standards or needs
- You want access to our network of trusted hospitals, physicians and other healthcare professionals, allowing you to visit any hospital, medical practitioner or clinic of your choice in many countries
- You would like the flexibility to tailor a cost-effective plan to suit your individual needs
- Our Customer Care Team is always available to speak with you day and night, 24/7 with multi-language capabilities
- Our Global Health Assist Service which is provided by our expert Clinical team, will offer advice, help and guidance throughout your treatment journey and time with Cigna.
List of Benefits:
- Area of Coverage
- The area of coverage is limited to your country of habitual residence and country of nationality.
- USA coverage is included if the country of habitual residence is the USA.
- USA nationals can choose to purchase USA coverage (if the policyholder does not elect to purchase USA coverage, then beneficiaries do not have coverage on visits home).
- USA area of coverage is not permitted if either of the options above do not apply.
- Your Overall Limit
- Annual benefit – maximum per beneficiary per period of cover – $500,000
- Condition limit – this is the annual amount we will pay towards all costs of treatment following the diagnosis of a condition – $250,000
- Out of Area Emergency Cover
- $40,000 – Emergency inpatient, daypatient and outpatient medical treatment during temporary trips outside your country
of habitual residence or country of nationality. This is limited to 21 days per trip and a maximum of 45 days per policy year. Emergency outpatient treatment is included up to $2,500/€1,850/£1,650. This is only available if you have
selected the Outpatient and Wellness Care option.
- $40,000 – Emergency inpatient, daypatient and outpatient medical treatment during temporary trips outside your country
- Hospital Charges
- Paid in full for a semi-private room
- Operating room
- Prescribed medicines
- Treatment room fees for outpatient surgery
- Intensive Care
- Plus more!
Plan Underwriter*
For insurances provided by Cigna Global Insurance Company Limited, the underwriting agent is Cigna Insurance Management Services (DIFC) Limited which is regulated by the Dubai Financial
Services Authority.
*Questions about what you see here? Please review the policy Brochure for a summary of the plan for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.