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Welcome Brigada Readers

For over 45 years, Insurance Services of America has provided Christians around the globe with high quality and affordable international health insurance and travel insurance. Our experienced Client Advisors have taken great care in selecting the missionary insurance you’ll find on this site. These are plans we’ve used on our own mission trips and plans we know make the most sense for missionaries.

Start by reviewing the insurance benefits and brochure to decide which plan suits you best. Then get a quote and apply. After your application is reviewed and accepted, the insurance carrier will email you an ID card, or cards, and a confirmation notice.

If in doubt about anything you see here, please call us at (800) 647-4589 or 01 (480) 821-9052 and we’ll be speaking shortly. You can also email a Client Advisor anytime you like.

Let’s get started. Choose your missionary insurance from the options below. Note, if you are wanting trip cancellation coverage for the COVID-19 virus, you will need to look at either the RT Elite plan, Cavalry plan, or Ripcord plan. See the policy notes for each plan for details.

Atlas International Major Medical

Affordable medical insurance for US and non-US citizens for coverage outside of their Home Country. COVID-19/SARS-CoV-2 ARE Covered! You have the freedom to choose any doctor, coverage from 5 to 364 days, and no medical questions to answer. Instant international health insurance for travel outside of the US. Print your ID cards and proof of insurance from your printer. This plan satisfies all visa requirements.

Atlas International Major Medical Overview

Eligibility*

US and non-US citizens who are at least 14 days of age are eligible for coverage outside of their Home Country, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $100,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum. COVID-19/SARS-CoV-2 ARE Covered!

Highlights and Benefits*
    • Guaranteed issue!—no health questions!
    • Covers COVID-19/SARS-Cov-2
    • Coverage from 5 to 364 days.
    • No Age Limits
    • LOW Rates
    • Choice of 6 Medical Maximums up to $2,000,000
    • In & Out of Hospital Benefits
    • Choice of 7 Deductibles (NO deductible option)
    • 100% Coverage after your deductible up to the policy maximum
    • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
    • Emergency Medical Evacuation
    • Repatriation of Mortal Remains
    • Accidental Death ($25,000)
    • Purchase on-line application & print ID card
    • Plus, so much more (loaded with benefits)
    • Available in ALL states EXCEPT: MD – NY & WA
    • Underwritten by an A++ (Superior) AM Best Rates Carriers
State and Country Restrictions*

Atlas International is available in all states and countries, except for the list here.  Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Atlas International is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Cavalry Travel Insurance

Our “Cavalry” has the best evacuation protection along with top of the line emergency medical coverage. Unlike most of our competition, the “Cavalry” can evacuate you ALL THE WAY HOME plus provides more than 2 dozen other travel insurance benefits. The administrator Redpoint Resolutions covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Cavalry Travel Insurance Overview

Eligibility*

US Citizens or legal residents traveling inside or outside the US wanting high end benefits in travel insurance.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Evacuation and rescue services from your point of emergency all the way home
  • 24/7 contact with medical and security professionals
  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Covered (if insurance is purchased within 14 days of the initial trip deposit)
  • Trip interruption up to 150% of Trip Cost Limit
  • No Deductible! Guaranteed Issue!
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Mortal Remains Transportation
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Cavalry Travel Insurance is available in all states, except NY, AK, MD, and SD. Also, the Cavalry Travel Insurance cannot insure destinations of Cuba, Iran, North Korea, South Sudan, Sudan, Syrian Arab Republic, and Venezuela. Countries whose citizens are restricted from buying the Cavalry Travel Insurance plan: Canada and Australia.

Plan Underwriter*

Cavalry Travel Insurance is underwritten by State National Insurance Company, Inc. It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued clients from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Day Tripper Group Travel Medical

Group travel medical insurance for groups of 5 or more people traveling in or out of the US.
NOTE: Once you purchase, check out our exclusive "Know Before You Go" email!Now covers COVID-19/SARS Cov-2!

Day Tripper Group Travel Medical Overview

Eligibility*

Groups of US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country are eligible under Day Tripper Group Travel. Now covers COVID-19/SARS-Cov-2! The plan cannot be sold to citizens or residents of: Iran, N. Korea or Sudan. Applicants whose mailing address is in Australia cannot purchase this plan. Recommended for group travel medical.

SPECIAL NOTE: New York Residents and Anyone Located in Canada or Australia*

If you are a resident of New York, Washington, or Maryland or a foreign national visiting one of these states, Day Tripper Group Travel is not available for purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If you are physically located within Canada or Australia at the time you wish to purchase Day Tripper Group Travel, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Covers COVID-19/SARS-Cov-2
  • Coverage from 5 to 364 days.
  • No Age Limits
  • LOW Rates
  • Choice of 6 Medical Maximums up to $2,000,000
  • In & Out of Hospital Benefits
  • Choice of 7 Deductibles (NO deductible option)
  • 100% Coverage after your deductible up to the policy maximum
  • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Accidental Death ($25,000)
  • Purchase on-line application & print ID card
  • Plus, so much more (loaded with benefits)
  • Available in ALL states EXCEPT: MD – NY & WA
  • Underwritten by an A++ (Superior) AM Best Rates Carrier
State and Country Restrictions*

Day Tripper Group Travel is available in all states in the US, except New York, Maryland and Washington. The plan does not cover travel to or from the following countries: Iran, N. Korea or Sudan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Day Tripper Group Travel is underwritten by Syndicate 4141 at Lloyd’s, London, rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Navigator

Worldwide medical coverage for crew members and missionaries.

GeoBlue Navigator Overview

Eligibility*

All U.S. citizens and U.S. permanent residents living abroad who are 75 or younger at the time of application are eligible to apply for coverage. All legal residents of the U.S. (citizens and permanent residents) are eligible if they
apply from an approved state. The Eligible Member must be scheduled to reside outside of his/her country for at least 3 months in the first year of coverage and must be involved in Missionary activity.

Highlights and Benefits*

  • Specifically designed only for missionaries and volunteers
  • No restriction on the amount of time spent in or out of the US (must go overseas for at least 3 months during the initial 12 months of coverage)
  • Priced lower for missionary budgets
  • After 364 days of coverage, you may add maternity coverage
  • Deductible waived for office visits to PPO
  • Pre-existing conditions covered with credible coverage
  • No waiting periods for preventive services
  • Full benefits for acts of terrorism
  • Emergency medical evacuation and repatriation included

State and Country Restrictions*

Atlas Professional is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Harbor Travel

Specifically designed for the budget minded traveler. Feel confident that while traveling, the claims administrator Redpoint Resolutions covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Harbor Travel Overview

Eligibility*

US Citizens and legal residents are eligible to purchase the Harbor Travel trip cancellation, medical, and emergency medical evacuation for travel inside and outside of the US.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Waiver
  • No Deductible!
  • Guaranteed Issue!
  • Trip interruption up to 150% of Trip Cost Limit
  • Trip delay
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Emergency medical expense up to $100,000
  • Emergency medical evacuation up to $250,000
  • Mortal Remains Transportation up to $15,000
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Harbor Travel Insurance is available in all states, except NY, AK, MD, and SD. Also, the Harbor Travel Insurance cannot insure destinations of Cuba, Iran, North Korea, South Sudan, Sudan, Syrian Arab Republic, and Venezuela. Countries whose citizens are restricted from buying the Harbor Travel Insurance plan: Canada and Australia.

Plan Underwriter*

Harbor Travel is underwritten by State National Insurance Company, Inc., It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued client from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Liaison® International Major Medical

Returning home soon on furlough? Plan on making a few incidental trips home to the US while serving abroad? Liaison Majestic is the international short-term missionary insurance we recommend for you. For trips at least 5 days long.

Liaison® International Major Medical Overview

Eligibility*

US and non-US citizens who are at least 14 days old and are traveling outside of their Home Country are eligible under Liaison. Home Country is defined as the country where a covered person has his or her true, fixed and permanent home and principal establishment.

Highlights and Benefits*

  • Up to $1,000,000 policy maximum (benefit reduced after age 64 if traveling within the US; benefit reduced after age 69 if traveling outside the US)
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Emergency medical evacuation
  • Trip interruption
  • Lost checked luggage
  • Emergency reunion
  • Political evacuation
  • Terrorism
  • Return of minor children
  • Accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Optional hazardous sports coverage
  • This plan can be renewed up to 3 years (up to 364 days if you are 65 or older)
  • This plan satisfies Schengen visa requirements

State and Country Restrictions*

Liaison is available in all states in the US, except: MD, WA, NY, SD, and CO. The plan does not cover travel to or from the following countries: Islamic Republic of Iran and Syrian Arab Republic. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Liaison is underwritten by Certain Underwriters at Lloyd’s, London, which is rated A (Excellent) by A.M. Best Company and A+ (Strong) by Standard and Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Ripcord Rescue Travel

This statement says it all, "We thought we were going to die...$372.00 was the best investment I ever made." - Ripcord Client, Jerry R. - Evacuated from Mount Everest. Our Ripcord Travel Protection program is tailored for the adventurer whether the adventure takes you inside or outside the USA. Feel confident that while traveling, the claims administrator, Redpoint Resolutions, covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Ripcord Rescue Travel Overview

Eligibility*

US Citizens and legal residents are eligible to purchase the Ripcord Rescue Travel trip cancellation, medical, emergency medical evacuation, security evacuation and rescue for travel inside and outside of the US.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Insurance coverage tailored for adventurers
  • Evacuation and rescue services from your point of emergency all the way home
  • Completely integrated program with a single contact for emergency services to travel assistance and insurance claims
  • 24/7 contact with medical and security professionals
  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Waiver
  • Trip interruption up to 150% of Trip Cost Limit
  • No Deductible! Guaranteed Issue!
  • Trip delay
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Emergency medical expense up to $100,000
  • Emergency medical evacuation and Rescue up to $750,000
  • Mortal Remains Transportation up to $15,000
  • Travel Assistance
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Ripcord Rescue Travel Insurance is available in all states, except NY, AK, MD, and SD. Also, the Ripcord Rescue Travel Insurance cannot insure destinations of Cuba, Iran, North Korea, South Sudan, Sudan, Syrian Arab Republic, and Venezuela. Countries whose citizens are restricted from buying the Ripcord Rescue Travel Insurance plan: Canada and Australia.

Plan Underwriter*

Ripcord Rescue Travel is underwritten by State National Insurance Company, Inc. It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued clients from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

RoundTrip® Elite

The Round Trip Elite is the highest level of our RoundTrip Series. Affordable trip cancellation, trip delay, medical, emergency evacuation and lost or stolen luggage benefits. For US citizens and legal residents only.

RoundTrip® Elite Overview

Eligibility*

US citizens and legal residents purchasing the plan while within the US are eligible under RoundTrip Elite.

Highlights and Benefits*

  • Trip cancellation up to $30,000
  • Trip interruption
  • Trip delay
  • Missed connection
  • Lost baggage and baggage delay
  • Emergency medical expense up to $250,000
  • Emergency medical evacuation/repatriation up to $1,000,000
  • Common carrier accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Optional flight accident coverage
  • Optional collision coverage for rental vehicles
  • Lost passport assistance and embassy referral
  • For trips up to 90 days

State and Country Restrictions*

RoundTrip Elite is eligible in all US states, except: FL, NY, PA, and HI. The plan does not cover travel to or from the following countries: Balkans Sanctions, Belarus Sanctions, Burma Sanctions, Cote d’Ivoire (Ivory Coast), Cuba Sanctions, Democratic Republic of Congo Sanctions, Iran Sanctions, Iraq Sanctions, Liberia Sanctions, North Korea Sanctions, Palestinian Authority Sanctions, Sudan Sanctions, Syria Sanctions, and Zimbabwe Sanctions. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Brochures

RoundTrip Elite

RoundTrip Elite Florida

RoundTrip Elite Kansas, Missouri, and Virginia

RoundTrip Elite Washington

Plan Underwriter*

RoundTrip Elite is underwritten by United States Fire Insurance Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.


Custom International Term Life and AD&D Insurance

International term life and accidental death and dismemberment (AD&D) insurance differs from domestic policies because it takes into account the unique risks involved with living and working in another country. Risks like political unrest, war and acts of terrorism, accidental death and dismemberment, and the potential for kidnapping.

Common risks also affect families overseas. Statistics show that the primary cause of accidental death while living or traveling abroad are car accidents. Train and other transportation accidents are other common risks people face all over the world.

For your custom international term life insurance policy, please provide some information about yourself. The information you send us in this form is confidential and secure. Read our privacy policy.

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