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Posted on October 31, 2016 in Health Care Reform, Insurance Services of America, Short-Term Insurance

A Solution to ObamaCare Rate Hikes? Do the Math with Us.

November 1st marks the beginning of open enrollment for the Affordable Care Act (ACA) Marketplace. Millions of Americans without employer-sponsored health insurance will go online to find affordable individual and family coverage from a wide variety of insurance providers with various premium, deductible and co-insurance options. Or will they?

We’ve all seen the news; almost three years into the launch of the ACA, insurance providers have been dropping out of the ACA Marketplace left and right. Unable to turn a profit, many insurers have hiked premiums, reduced coverage and raised deductibles. For some, the solution seems to stop offering plans altogether.

So much for “affordable” healthcare. (more…)