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Posted on November 14, 2016 in Expat Living, insurance advice

Planning a Long Trip? What Expatriates Need to Know

There has been a lot of talk—and even some action—in recent days about people wanting to move outside the US. Our tumultuous election cycle has inspired people from all walks of life and political leanings to at least consider the idea of emigration. For example, on election night, a high volume of visitors crashed Canada’s immigration website and New Zealand’s official immigration site saw over 56,000 visits in just 24 hours, compared to its usual 2,300 visits. Perhaps, for some, emigration is more than an impassioned threat.

If you’re seriously considering moving abroad, before you pack your bags or sign your resignation letter, we at Insurance Services of America suggest you consider your health insurance options once you leave American soil…

Many of our clients are volunteers and missionaries who live, for the majority of the year, outside of the US. In essence, they have been living an expat lifestyle while doing their philanthropic work. Though many are employed through US-based organizations, many are responsible for procuring their own health insurance coverage. But finding an insurance plan that also covers medical expenses for illnesses, injuries or wellness visits overseas and is also compliant with the Affordable Care Act (ACA) is impossible—such a plan simply doesn’t exist.

Whether you love or loathe the ACA, the fact is, this legislation did not take into account people like our clients—or expats—who work, live and need health care outside of the US.

So what are your options? (more…)

Posted on January 18, 2013 in Expat Living

Statement of Faith

It’s always good to get a refreshing reminder on why you do the wonderful work you do for those who are in need. When browsing the website of Won By One to Jamaica, one of our faithful clients, I came across a page entitled “Statement of Faith”. This blog post is here to give you a look at the wonderful work that Won By One to Jamaica does, as well as a source of inspiration for those needing it.

Read the Statement of Faith here!

Posted on January 16, 2013 in Expat Living

6 Tips for Taking Your First Mission Trip

6 Tips for Taking Your First Mission Trip

Adventures in Mission

Here are six tips for taking your first mission trip:  (more…)

Posted on January 11, 2013 in Expat Living, Travel

Client Kidnapped While In Afghanistan

Afghan and Coalition Forces Rescue American Doctor Who Was Kidnapped by Taliban

By SHARIFULLAH SAHAK and AZAM AHMED @ The New York Times

 

KABUL, Afghanistan — An American doctor kidnapped by the Taliban was rescued Sunday by Afghan and coalition forces in eastern Afghanistan, officials said. At least six people were killed, including a member of a U.S. special forces Navy SEAL team. Two Taliban leaders were arrested during the rescue. (more…)

Posted on November 7, 2012 in Expat Living, Mission Trip Update

“The Entire World Flipped On It’s Head”

The bottom line is that the Christian has a calling and a responsibility to think, work, and live in terms of how the world ought to be in contrast to reacting to how it really is. Christians who engage the world—like the many stories I’ve shared and the many more I could have—are consumed by this “way things ought to be” mind-set. They eat, drink, and breathe restoration. They see injustice and fight it. When confronted with evil they turn it for good. They are motivated to bring the love of Christ into every broken system they encounter. Instead of being cynical and hopeless, they bring optimism and expectation. For them, the entire world has been flipped on its head. Their focus has moved from self to others; from problems to solutions; from failure to redemption; from brokenness to restoration. They recognize the broken, weak, fallen, and corrupt but can’t leave them in that condition—they are moved to change things. The next Christians are offering a new way forward—a way to act, live, and bring others along with them into the new reality of how things ought to be.

 

Excerpted from The Next Christians by Gabe Lyons

Posted on December 1, 2011 in Expat Living

5 Tips for Protecting Your Family While Living Abroad

One of the single most important issues for all families across the world is protecting them against the challenging surprises of life. This can become a particular concern for expats, as each country is different.

There is a wide range of policies on the market that should suit everyone; the tricky bit is picking which ones are suitable! Christopher Wicks director of Bridgewater Financial Services says:

“It is imperative that an assessment is carried out by either an international bank, or an independent specialist protection adviser to avoid over- or underinsuring.”

(more…)