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Welcome Brigada Readers

For over 45 years, Insurance Services of America has provided Christians around the globe with high quality and affordable international health insurance and travel insurance. Our experienced Client Advisors have taken great care in selecting the missionary insurance you’ll find on this site. These are plans we’ve used on our own mission trips and plans we know make the most sense for missionaries.

Start by reviewing the insurance benefits and brochure to decide which plan suits you best. Then get a quote and apply. After your application is reviewed and accepted, the insurance carrier will email you an ID card, or cards, and a confirmation notice.

If in doubt about anything you see here, please call us at (800) 647-4589 or 01 (480) 821-9052 and we’ll be speaking shortly. You can also email a Client Advisor anytime you like.

Let’s get started. Choose your missionary insurance from the options below:

Atlas International Major Medical

Our most affordable international health insurance for missionaries with rates as low as 86 cents a day. For missionary trips between 5 days and 12 months. Print your ID cards and proof of insurance from your printer.

Atlas International Major Medical Overview

Eligibility*

Only US citizens and non-US citizens traveling outside of their home country excluding the continental US, Alaska, Hawaii, Puerto Rico, Guam, and the US Virgin Islands, and who are at least 14 days of age are eligible for coverage under Atlas International. Incidental trips to the US are permissible for US citizens only.

Highlights and Benefits*

  • Guaranteed issue policy—no medical questions to answer
  • Up to $1,000,000 policy maximum (benefit reduced after age 69)
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Emergency medical evacuation
  • Trip interruption
  • Lost checked luggage
  • Emergency reunion
  • Political evacuation
  • Terrorism
  • Return of minor children
  • Home country visit as well as end of trip coverage
  • Accidental death and dismemberment (AD&D)
  • Repatriation of remains
  • Acute onset of pre-existing conditions coverage (available to members under age 70)
  • This plan can be extended up to 364 days and renewed up to 3 years
  • This plan satisfies Schengen visa requirements

State and Country Restrictions*

Atlas International is available in all states and countries, except for the ones on this list. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Atlas International is underwritten by Syndicate 4141 at Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Calvary Travel Insurance

Our “Calvary” has the best evacuation protection along with top of the line emergency medical coverage. Unlike most of our competition, the “Calvary” can evacuate you ALL THE WAY HOME plus provides more than 2 dozen other travel insurance benefits. The administrator Redpoint Resolutions covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Calvary Travel Insurance Overview

Eligibility*

US Citizens or legal residents traveling inside or outside the US wanting high end benefits in travel insurance.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Evacuation and rescue services from your point of emergency all the way home
  • 24/7 contact with medical and security professionals
  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Covered (if insurance is purchased within 14 days of the initial trip deposit)
  • Trip interruption up to 150% of Trip Cost Limit
  • No Deductible! Guaranteed Issue!
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Mortal Remains Transportation
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Calvary Travel Insurance is available in all states.

Plan Underwriter*

Calvary Travel Insurance is underwritten by State National Insurance Company, Inc. It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued clients from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Day Tripper Group Travel Medical

Group travel medical, evacuation and repatriation insurance for mission teams of 5 or more people. Recommended for youth groups and young adults. Includes sports coverage.

Day Tripper Group Travel Medical Overview

Eligibility*

Groups of 5 or more US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country are eligible under Day Tripper Group Travel. The plan cannot be sold to citizens or residents of: Cuba, Iran, N. Korea or Sudan. Applicants whose mailing address is in Australia cannot purchase this plan.

SPECIAL NOTE: New York Residents and Anyone Located in Canada*

If you are a resident of New York or a foreign national visiting New York, Day Tripper Group Travel is not available for online purchase. Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

If you are physically located within Canada at the time you wish to purchase Day Tripper Group Travel, please contact us for important information at (800) 647-4589 or 01 (480) 821-9052.

Highlights and Benefits*

  • Up to $1,000,000 policy maximum (benefit reduced after age 69)
  • In and out of hospital benefits
  • Emergency medical evacuation
  • Trip interruption
  • Lost checked luggage
  • Emergency reunion
  • Political evacuation
  • Terrorism
  • Return of minor children
  • Accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Acute onset of pre-existing conditions coverage (available to members under age 70)
  • This plan can be extended up to 364 days

State and Country Restrictions*

Day Tripper Group Travel is available in all states in the US, except New York. The plan does not cover travel to or from the following countries: Cuba, Iran, N. Korea or Sudan. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Day Tripper Group Travel is underwritten by Syndicate 4141 at Lloyd’s, London, rated A (Excellent) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Navigator

Worldwide medical coverage for crew members and missionaries.

GeoBlue Navigator Overview

Eligibility*

All U.S. citizens and U.S. permanent residents living abroad who are 75 or younger at the time of application are eligible to apply for coverage. All legal residents of the U.S. (citizens and permanent residents) are eligible if they
apply from an approved state. The Eligible Member must be scheduled to reside outside of his/her country for at least 3 months in the first year of coverage and must be involved in Missionary activity.

Highlights and Benefits*

  • Specifically designed only for missionaries and volunteers
  • No restriction on the amount of time spent in or out of the US (must go overseas for at least 3 months during the initial 12 months of coverage)
  • Priced lower for missionary budgets
  • After 364 days of coverage, you may add maternity coverage
  • Deductible waived for office visits to PPO
  • Pre-existing conditions covered with credible coverage
  • No waiting periods for preventive services
  • Full benefits for acts of terrorism
  • Emergency medical evacuation and repatriation included

State and Country Restrictions*

Atlas Professional is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life Insurance Company, rated A- (Excellent) by A.M. Best. 4 Ever Life is an independent licensee of the Blue Cross and Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Harbor Travel

Specifically designed for the budget minded traveler. Feel confident that while traveling, the claims administrator Redpoint Resolutions covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Harbor Travel Overview

Eligibility*

US Citizens and legal residents are eligible to purchase the Harbor Travel trip cancellation, medical, and emergency medical evacuation for travel inside and outside of the US.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Waiver
  • No Deductible!
  • Guaranteed Issue!
  • Trip interruption up to 150% of Trip Cost Limit
  • Trip delay
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Emergency medical expense up to $100,000
  • Emergency medical evacuation up to $250,000
  • Mortal Remains Transportation up to $15,000
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Harbor Travel is available in all states.

Plan Underwriter*

Harbor Travel is underwritten by State National Insurance Company, Inc., It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued client from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Liaison® International Major Medical

Returning home soon on furlough? Plan on making a few incidental trips home to the US while serving abroad? Liaison Majestic is the international short-term missionary insurance we recommend for you. For trips at least 5 days long.

Liaison® International Major Medical Overview

Eligibility*

US and non-US citizens who are at least 14 days old and are traveling outside of their Home Country are eligible under Liaison. Home Country is defined as the country where a covered person has his or her true, fixed and permanent home and principal establishment.

Highlights and Benefits*

  • Up to $1,000,000 policy maximum (benefit reduced after age 64 if traveling within the US; benefit reduced after age 69 if traveling outside the US)
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Emergency medical evacuation
  • Trip interruption
  • Lost checked luggage
  • Emergency reunion
  • Political evacuation
  • Terrorism
  • Return of minor children
  • Accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Optional hazardous sports coverage
  • This plan can be renewed up to 3 years (up to 364 days if you are 65 or older)
  • This plan satisfies Schengen visa requirements

State and Country Restrictions*

Liaison is available in all states in the US, except: MD, WA, NY, SD, and CO. The plan does not cover travel to or from the following countries: Islamic Republic of Iran and Syrian Arab Republic. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Liaison is underwritten by Certain Underwriters at Lloyd’s, London, which is rated A (Excellent) by A.M. Best Company and A+ (Strong) by Standard and Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Ripcord Rescue Travel

This statement says it all, "We thought we were going to die...$372.00 was the best investment I ever made." - Ripcord Client, Jerry R. - Evacuated from Mount Everest. Our Ripcord Travel Protection program is tailored for the adventurer whether the adventure takes you inside or outside the USA. Feel confident that while traveling, the claims administrator, Redpoint Resolutions, covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Ripcord Rescue Travel Overview

Eligibility*

US Citizens and legal residents are eligible to purchase the Ripcord Rescue Travel trip cancellation, medical, emergency medical evacuation, security evacuation and rescue for travel inside and outside of the US.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Insurance coverage tailored for adventurers
  • Evacuation and rescue services from your point of emergency all the way home
  • Completely integrated program with a single contact for emergency services to travel assistance and insurance claims
  • 24/7 contact with medical and security professionals
  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Waiver
  • Trip interruption up to 150% of Trip Cost Limit
  • No Deductible! Guaranteed Issue!
  • Trip delay
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Emergency medical expense up to $100,000
  • Emergency medical evacuation and Rescue up to $750,000
  • Mortal Remains Transportation up to $15,000
  • Travel Assistance
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Ripcord Rescue Travel is available in all states.

Plan Underwriter*

Ripcord Rescue Travel is underwritten by State National Insurance Company, Inc. It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued clients from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.


Custom International Term Life and AD&D Insurance

International term life and accidental death and dismemberment (AD&D) insurance differs from domestic policies because it takes into account the unique risks involved with living and working in another country. Risks like political unrest, war and acts of terrorism, accidental death and dismemberment, and the potential for kidnapping.

Common risks also affect families overseas. Statistics show that the primary cause of accidental death while living or traveling abroad are car accidents. Train and other transportation accidents are other common risks people face all over the world.

For your custom international term life insurance policy, please provide some information about yourself. The information you send us in this form is confidential and secure. Read our privacy policy.

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